I am going to deviate a little from my normal blog and write about a service I ran across a couple of weeks ago.  It is call My Job Chart and is a great tool for teaching your kids to spend, save, and give in a technical but easy way.  Did I mention it is also free?

My Job Chart was developed to allow the parent to assign various chores and along with that a point value.  In their system one point equals one cent towards a reward such as something from the Amazon store (you can set whatever items you want to allow them to save points for), a trip to the movies, eating out, game time and a lot more.  You can also choose custom rewards and how many points it takes to receive that reward.

The system also allows the child to select how much money they want to save and can click a button to have you add that amount to their savings account once they earned it.

Lastly, it allows your child to give.  You can setup whatever charities you want your child to be able to save their money to be donated to and they choose how much goes the charity.  Once they have earned enough points they click a button and you receive an e-mail asking you to donate the amount on behalf of the child.

We use this with our daughter and it is great.  She is excited to see her points go up everyday after she does her jobs rather than waiting for the once a week payday that we were doing.  She is able to be in control of her points (*cough* money) and learn how to save for a goal, give to those less fortunate, and save for a rainy day.

There is a lot more as far as customization and options you can do.  It is 100% free so give it a try.  After you do swing by here and let me know what you think!